This guide will explain how to reach the summit of the American Dream: Owning a home.
General Immigration Information
Last Updated: January 15, 2025.
For immigrants of all religions, ethnicities, and wealth, entering the US is just part of a path to the American Dream, and the summit of that path for many is owning a home.
Many immigrants are already homeowners, although the proportion of immigrants that are homeowners is significantly lower than the proportion of native-born homeowners. About 42 million foreign-born immigrants reside in the US — this includes all people in the US that were not born here. Of this population, about 40 percent are homeowners, based on an analysis of 2010 census data. Of the native-born population, 66 percent are homeowners.
This guide will explain how to reach the summit of the American Dream: Owning a home.
The formal process of buying a home as an immigrant isn’t much different from buying a home as a native-born citizen. However, getting a loan can be much more difficult for immigrants. This is a result of structural discrimination against immigrants in the house-buying process. Immigrants’ financial profiles don’t look like a regular homebuyer’s profile and as a result, immigrants are usually marked as more high risk by loan services. Although this does make the process more difficult, it is remedial. The government and specialized financial institutions can help an immigrant buy a house.
We’ll break down the basic steps in the house buying process, provide useful resources, and discuss how it can be different for immigrants.
Click here to speak with a government housing counselor.
This brings us to our first distinction: many immigrants prefer to pay cash for a house, whereas some will use a mortgage.
Americans are generally more comfortable with a higher debt-level than other nationalities. Many immigrants will simply save up over the years the money to buy a house. This could take a while since the average cost of a home in 2018 is $228,000. The American norm is to use and build credit for purchases but going cash-only is certainly an option — even in the US about 7 percent of the population is “unbanked.” And it may be worth it. Getting a loan can be difficult as an immigrant.
The rest of this guide will focus on immigrants seeking to buy a home with financing.
If an immigrant is seeking financing, then how much he can afford to spend on a house depends on two factors:
So the first factor hinges on how big of a loan he can obtain, the second factor hinges on how much he actually wants to spend on the house. Many people find it best to purchase a home below their full buying potential.
A mortgage is a money loan for the purpose of buying a house. A mortgage payment consists of four components: principal, interest, taxes, and insurance (PITI).
Generally, a buyer can afford to finance a property that costs between 2 and 2.5 times their income. So, for example, an immigrant earning $100,000 a year can afford a mortgage of $200,000 to $250,000.
So, if a prospective immigrant homeowner is willing to buy a house that costs 2.5 times his income, how much he can actually spend still depends on how much an institution will lend him. And this is where it gets tricky.
Lenders will consider various factors when determining how much to loan a buyer:
Let’s consider the example of Carlos. He has an annual income of $50,000 and wants to buy a house and wants to know if he’ll qualify for a loan.
He begins by calculating his front-end ratio.
Front-end ratio = Annual income * 0.35 / 12 months
So Carlos’ front-end ratio is $1458. Then he calculates his back-end ratio.
Back-end ratio = Annual income * 0.36 / 12
A lender won’t want to give to Carlos unless he has a DTI ratio of less 36 percent. Right now his back-end ratio cap is $1500. Let’s say Carlos has expenses totaling $1000 each month, so he is in the clear. If he had $2000 in expenses then the lender would be unlikely to give him a loan.
Let’s say Carlos has worked diligently for the last 8 years to build his credit. He now has a credit score of 760. This high of a score will put him in a great place to find the best loans. On the other hand, if he had only a 500 like many immigrants, he might only be able to obtain an FHA loan. Typically, a 620 should be able to qualify an immigrant for a mortgage.
Now comes the down payment. Carlos, again from working hard over the last 8 years, has saved up $100,000 for a down payment. Since he has a good credit score he’ll be able to use this as a 20 percent down payment on a $500,000 house. He would then obtain a loan for the additional $400,000. If he didn’t have such a good score, he could use it as a larger down payment on a less expensive house, like a 50 percent payment on a $200,000 house.
As I mentioned earlier, and I’ll mention again, and I really can’t overstate: immigrants suffer from systemic discrimination when it comes to buying a house. Housing and Urban Development is the government agency that oversees housing discrimination issues and resolves complaints.
The Fair Housing Act (FHA) is a law that makes it illegal for housing providers to refuse to rent or sell homes to people based on race, color, national origin, religion, sex, familial status, or disability. HUD will hunt down violators of this law and “vigorously pursue enforcement actions against them.” As HUD points out “Housing discrimination is not only illegal, it contradicts in every way the principles of freedom and opportunity we treasure as Americans. HUD is committed to ensuring that everyone is treated equally when searching for a place to call home.”
Some options aren’t always protected under FHA, including: Owner-occupied buildings with no more than four units, single-family housing sold or rented without the use of a broker and housing operated by organizations and private clubs that limit occupancy to members.
The following acts are specifically banned:
Someone selling or renting out housing can’t, on the basis of race, color, national origin, religion, sex, familial status, or disability,
And in regards to mortgages, can’t:
And In general, can’t:
If you experience discrimination call the HUD office nearest you.
In short, it is important as an immigrant to know your rights in the US. You should also be on the lookout for predatory lending which often times includes unreasonable interest rates and terms.
Mortgages come in two primary forms: fixed-rate and adjusted-rate.
A fixed-rate mortgage is a traditional mortgage. They’re usually for a 15- or 30-year term, which means the immigrant has 15 to 30 years to pay them off and the interest doesn’t change even if the market rate changes. If market interest rates drop, then the immigrant can refinance the mortgage for a lower interest rate.
With an adjusted-rate mortgage, the interest rate is fixed for an initial term, but then it fluctuates with the market. This means the interest rates will be unpredictable, for better or for worse.
A typical interest rate is 4 percent.
Mortgages can be obtained from a variety of places.
Banks are the traditional place for mortgages. Although they offer a high quality of service, recognized name-brands, and competitive fees, big banks are usually the least friendly to immigrants and unique cases. Much of their decision-making process is automated and does not consider immigrants’ unique situations.
Mortgage brokers specialize in mortgages. Because of this, they offer a large variety of loans, even for immigrants with bad credit. The flipside is they are more expensive. Mortgage brokers will have offices where you can meet face-to-face.
Online mortgage brokers provide all of their services online in text, which is often times preferable for non-native English speakers.
A traditional mortgage provider will likely request these documents:
Of course, for new immigrants, providing these documents may not be an option. Some lenders will accept alternative documents to show credit history. This could include:
This brings us to another important distinction: you don’t need to be legal and documented to buy a home. Many undocumented immigrants own homes. 3.4 million of them to be precise. They either buy with cash or obtain ITIN mortgages.
An ITIN is an individual tax identification number. They are issued by the IRS for immigrants who need to file taxes but are ineligible for a Social Security Number. Some institutions specialize in providing ITIN loans. These loans usually come with a higher 7-8 percent interest rate.
To get an ITIN submit a Form W-7, Application for IRS Individual Taxpayer Identification Number to apply.
For an ITIN loan, an institution will require:
To find a loan, try these immigrant friendly mortgage services:
Many Americans are using online websites that list available houses. Try one of these:
Try using this wishlist to determine what type of house you are looking for. Try using this checklist to take notes on the house.
In the US an offer for a home is usually negotiated. The buyer doesn’t necessarily have to offer the listed price for the house. And the seller doesn’t need to accept the initial offer from the buyer. The negotiation process can go back and forth for some time until the two parties agree on a price.
Try this guide to making an offer.Try this comprehensive home buyer’s guide that is helpful for immigrants.
Home inspectors analyze the house to discover if there are any issues with it. Usually a home inspection costs between $300 to $600.
To judge the quality of the inspector check out online reviews with Angie’s List, Yelp, or Google, ask for a sample report, and ask whether they are a certified professional.
Use home advisor can be a very helpful site for finding a quality inspector. Just type in your zip code to get started.
(Go here for more on inspectors.)
Homeowner’s insurance will help pay for damage to your property if something unexpected happens like a fire or burglary.
You can use the insurance suggested by your lender or you shop for your own. You can try one of the major brands:
You're finally ready to go to sign the papers and close the deal. Congrats!
Remember these points:
English is a difficult language. Real estate transactions include financial and legal English, which is even difficult for native English speakers to understand.
Download and use this closing checklist:

Enjoy your new home and the American Dream.
Let’s examine whether people can travel domestically in the United States without a valid green card.
Green Card Application
Congratulations on submitting your I-485, Adjustment of Status application! While waiting to hear back from USCIS about the status of your green card application, let’s examine whether you can travel domestically in the United States without a valid green card, and before you obtain your driver’s license or EAD (employment authorization document, work permit, or Form I-766).
If you do not have an unexpired green card or an unexpired EAD, you may use a border crossing card or a foreign government-issued passport to fly domestically within the U.S.
According to Transportation Security Administration (TSA), adult passengers (age 18 and over) must show at least one of the following forms of identification in order to travel by plane. While many of these forms of identification apply only to U.S. citizens, the items in bold apply to non-U.S. citizens.
Need to apply for a green card? - The Ultimate Guide on How to Get a Green Card.
According to TSA, children under age 18 do not need to provide identification when traveling with a companion domestically within the U.S.
You cannot use the Form I-797 alone as your only form of identification for air travel. However, it can be used as a secondary form of identification in addition to other forms of valid identification.
The Form I-797 is not considered by the U.S. government to be a travel document. It is considered a secondary form of identification for air travel, not a primary form of identification, which means that you can only use it to supplement primary forms of identification for air travel.
Primary forms of identification for non-U.S.-citizens include green cards, EADs, border crossing cards, and foreign government-issued passports. If you have one of these documents, bring it to your airport security screening. You should also bring any other forms of secondary identification you have. Bring the original documents, as well as photocopies and pictures of the documents on your cell phone or a camera, in case TSA officers request to see the original documents.
If you do not have proper primary identification, bring at least two forms of secondary identification to your airport security screening. These documents must have any identifying information such as your name, photo, address, phone number, social security number, or date of birth. Secondary forms of identification include:
You may still be allowed to fly if you do not provide valid identification, but this may not be allowed if you intentionally choose to not provide proper identification.
If you feel TSA security screening has discriminated against you because of your race, color, national origin, sex/gender (including gender identity, sexual orientation and parental status), religion, and age, you may do any or all of the following actions:
You may apply for for DHS Traveler Redress if you experienced one or more of the following:
Form I-797, Notice of Action: Issued when an application or a petition submitted to the USCIS has been approved.
Form I-797A, Notice of Action: Issued to an applicant as a replacement Form I-94.
Form I-797B, Notice of Action: Issued for approval of an alien worker petition.
Form I-797C, Notice of Action: Issued to communicate receipt of payments, rejection of applications, transfer of files, fingerprint biometric, interview and re-scheduled appointments, and re-open cases.
Form I-797D, Accompanies benefit cards.
Form I-797E, Notice of Action: Issued to request evidence.
I-797F, Transportation Letter: Issued overseas to allow applicants to travel.
If your green card application (Form I-485, Application to Register Permanent Residence or Adjust Status) and/or Form I-765, Application for Employment Authorization have been pending with USCIS for 75 or more days, you can either call the USCIS Contact Center at 1-800-375-5283 or 800-767-1833 (TTY) to inquire about the status of your application, or check your case status online.
Understanding the Form i-765 Filing Fee.
USCIS Forms
Last Updated: February 20, 2020.
With all of the different eligibility categories, it can be hard to figure out what you should pay for the Form I-765 filing fee.
Here's the breakdown.
Normally, the filing fee for Form I-765 is $410.
Keep reading to see if you fall into a category where this isn't the case.
If you're filing under one of the following eligibility categories, you have to submit an $85 Biometric Services fee:
The Biometric Services fee is payed in addition to the regular $410 fee. That means that if you fall into one of the above categories, your fee comes to a total of $495.
What follows is a list of the people who don't have to pay the filing fee, taken directly from the USCIS Form I-765 instructions.
Read over this list carefully to see if you qualify.
If this is the first time you're filing Form I-765 to apply for an EAD, the following categories are exempt from the filing fee:
If you're filing Form I-765 to renew your EAD, the following categories are exempt from the filing fee:
If your EAD is lost, stolen, or damaged and you're filing Form I-765 to replace it, the following categories are exempt from the filing fee:
If you can't pay the filing fee for Form I-765, you may be eligible to have your fee waived. In this case, you should fill out Form I-912 (Request for Fee Waiver) and submit it along with your Form I-765. Make sure to include all of the necessary evidence to prove that you can't pay the filing fee.
If you don't want to submit Form I-912, you have the option of submitting a letter instead. This letter should clearly explain your situation and why you can't pay the filing fee for Form I-765. It also needs to be signed by everyone requesting the fee waiver, and should include any relevant evidence that proves that you can't pay the filing fee. Submit this letter along with your Form I-765.
If you're planning on submitting Form I-485 (Application to Register Permanent Residence or Adjust Status) and its associated filing fee, you don't have to pay an additional filing fee for Form I-765. You can submit both forms at the same time with just the filing fee for Form I-485.
If you've already submitted your Form I-485, you can still submit Form I-765 without having to pay the filing fee. In order to qualify, you need to have submitted your Form I-485 on or after July 30, 2007, along with its filing fee. After submitting Form I-485, you should have received a Form I-797C, Notice of Action. This Notice of Action is basically a receipt that tells you that USCIS has received your Form I-485 and is processing it. If you include a copy of this Notice of Action with your Form I-765 when you submit it, you won't have to pay the filing fee.
If you've filed Form I-485 and your original EAD has been lost, stolen, or damaged, you'll need to submit another Form I-765 to get it replaced. In this case, you do have to pay the regular $410 fee, but you won't have to pay the $85 Biometric Services fee.
You can pay the filing fee with either a check, money order, or credit card.
If you pay with a check or money order, it must be drawn on a bank in the U.S. and be payable in U.S. dollars. Make it payable to the U.S. Department of Homeland Security, exactly as it's written here. Don't use an abbreviation like USDHS.
As always, if you have questions about the Form I-797 or any other immigration form, please feel free to reach out to our support team and we'll help you.
The 10 most common questions about applying for U.S. Citizenship.
Citizenship Application
Last Updated: January, 2020.
Becoming a U.S. citizen is a rewarding process, but it can be hard to navigate all of the different requirements and forms. Let's take a look at the top 10 questions about becoming a U.S. citizen.
There are two different ways to become a U.S. citizen: through birth or through naturalization.
If one of your parents is a U.S. citizen, you may have qualified to become a U.S. citizen at birth. If this is your case, and you'd like to claim your citizenship, you'll have to file Form N-600 or N-600K. These forms are basically used to prove that at least one of your parents was a U.S. citizen and that you're eligible for a Certificate of Citizenship.
Naturalization is the more common way of becoming a citizen. If you're currently a permanent resident in the United States, the way to become a citizen is through the naturalization process. To do this, you'll need to file Form N-400, Application for Naturalization.
If you are not currently a legal permanent resident, here is our ultimate guide on applying for legal permanent residency.
There are lots of benefits to being a U.S. citizen. You get priority status when you petition to bring your family members to the United States, you get to vote, you can get a U.S. passport and use it for traveling abroad, and if your children are born overseas they receive U.S. citizenship automatically. You can also get a job in the federal government and run for office in the United States.
When you become a U.S. citizen, you commit to certain responsibilities. These include participating in the political process, doing jury duty when required, registering for the selective service (if you're a male between the ages of 18-26), and promising to uphold the Constitution and laws of the United States.
To become a U.S. citizen through naturalization, you normally have to fulfill the following requirements:
These basic requirements are taken from the USCIS website. However, these requirements may change based on your individual circumstances. You should check out our complete guide to applying for United States citizenship to read more about the requirements and see which ones apply to you.
In some cases, you may be eligible to have some of the requirements waived completely. For example, if you're over age 50 when you apply for citizenship, and if you've lived in the U.S. for at least 20 years, you don't have to speak English to become a citizen. If you have a medical disability, you may not be required to take the English and civic exams. To learn more about exceptions and accommodations and to see if you qualify for any, click here.
You can check your eligibility for applying for U.S. citizenship here.
If you're married to a U.S. citizen, the requirements for naturalization change a little bit. The biggest difference is that you only have to live in the U.S. for 3 years instead of 5. If your spouse is in the military or works for the U.S. government and is going to be stationed abroad, you may be able to become a citizen even more quickly.
Read: How to Become a United States Citizen
If you've served in the U.S. military, you and your family may be eligible for special benefits when it comes to applying for citizenship. The requirements vary widely, but in general, if you've served in the military for a certain amount of time, both you and your family members can qualify for citizenship. You may have to file Form N-426, Request for Certification of Military or Naval Service, as proof that you are or were in the military.
If you've served in the U.S. military, you may also not be required to pay filing fees on some forms. See each form's instructions for details.
When a member of the U.S. military dies during their service, they may qualify to receive citizenship posthumously. In this case, Form N-644, Application for Posthumous Citizenship, should be filed on their behalf within 2 years of their death. As an immediate family member of someone who died while serving in the U.S. military, you may also qualify for citizenship.
If you're claiming U.S. citizenship through birth, the filing fee for Form N-600K is $1,385 for paper filing and $1335 for online filing.
If you're applying for naturalization, the general Form N-400 fee is $760 for paper filing and $710 for online filing. However, there are some exceptions that may lessen the fee amount.
Processing times can vary widely, but you should plan on at least several months for any of these forms. Once you've submitted your form, you can check it's progress with the USCIS Case Status Checker.
In your interview, you'll be asked questions about your application for citizenship and your background.
As part of your interview, you'll have to take a civics test. This test is made up of 10 questions about the U.S. government and how it works. To pass the test, you'll have to get 6 of the questions right.
You'll also have to take an English test during your interview. The English test has 3 parts--speaking, reading, and writing. Your speaking ability will be measured by the USCIS officer conducting the interview. For the reading test, you'll be asked to read an English sentence out loud. For the writing test, you'll need to write out a sentence in English correctly.
If you fail either the civics test or the English test, you get one more chance to retake it with your current application. You'll be retested on the part of the test that you failed between 60 and 90 days after your first interview. If you fail again, you'll have to submit a new application for citizenship.
For a video that gives an overview of the interview and the civic and English tests, click here.
If you're trying to become a citizen through naturalization and your Form N-400 is denied, then yes you typically can! You have the option of appealing your decision using Form N-336. You'll be able to find information about appealing your decision in your denial letter.
If you don't want to appeal your decision, you can still usually reapply for citizenship. If you were denied because you didn't pass the civic or English tests, you can reapply as soon as you'd like. If you were denied for some other reason, your denial letter should give you a date when you can reapply for citizenship. To reapply, you'll have to file a new Form N-400 and pay the filing fee again.
If you applied for a Certificate of Citizenship with Form N-600 or Form N-600K and your application was denied, you can appeal the decision within 30 days by filing Form I-290B. After the 30 days are up, you can use Form I-290B to appeal to have your case reopened.
Download and view in a PDF viewer.
Form N-400 is included with SimpleCitizen.
Print the PDF and fill by hand with black pen.
Find a legal professional to complete the form.
How to Become a United States Citizen
4 Common Reasons Citizenship Applications are Denied
How to Apply for Citizenship while Serving in the United States Military
Read the answers to the 10 most common H-1B Visa questions.
General Immigration Information
Last Updated: January 20, 2020.
Many employers hire foreign employees in speciality occupations through the H-1B Visa.
But, how exactly does the petition for the H-1B visa work? Read on to find out.
The H-1B visa allows U.S. companies to temporarily hire foreign workers in speciality occupations, which are jobs that typically require higher education as well as specialized theoretical and practical knowledge and skills in a field. The most common fields in which employers use the H-1B program are tech, science, engineering, medicine, and business, but applicants include experts in all sorts of trades.
To obtain an H-1B visa, applicants must have a U.S. Bachelor’s degree or a higher degree from an accredited institution, or have an equivalent degree from another country, or have learned the necessary experience, knowledge, and skills from a speciality occupation equivalent to holding a degree.
As the largest guest worker visa program in the United States, there exists a congressionally mandated cap of 65,000 H-1B visas issued per fiscal year. This is often called a “regular cap.” For applicants who have earned a U.S. master’s degree or a higher degree, there exists an exemption which allows an additional 20,000 applicants to be admitted into the H-1B program. This is often referred to as the “advanced degree exemption.”
The lottery is an annual random selection process conducted by USCIS to determine which applications are accepted under the congressionally mandated cap of allotted visas per fiscal year.
In the 2016 application pool, USCIS received 199,000 H-1B petitions. USCIS used a computer-generated random selection system, also known as a lottery, to first randomly select petitions to fill the 20,000 cap under the advanced degree exemption. All unselected advanced degree petitions were then grouped together with the general category petitions. From this combined pool, the remaining petitions were chosen for the 65,000 cap under the general category provision. USCIS then rejected and returned the remaining, unselected petitions along with their filing fees.
There is a $460 base filing fee for an H-1B petition. There is no fee waiver for this application. Certain additional fees may apply, depending on the type of employer organization and other factors. For example, USCIS requires employers to pay an extra $500 Fraud Prevention and Detection Fee when filing “initial” or “change of employer” petitions. These two fee payments must be submitted in separate checks. The $500 fee does not apply to H-1B “extension” petitions.
With all related fees, it costs, on average, approximately $3000 to file an H-1B petition. Hiring an immigration lawyer to help you file the form costs, on average, an additional $2000-3000. But by using SimpleCitizen for Business, you can cut your costs significantly while still getting the professional legal help you need.
Most fees are not legally required to be paid by the employee, or applicant. The employer cannot require that an employer pay for or reimburse the employer for most filing fees and any attorney fees for the H-1B visa. This means that the employer cannot engage in any agreement with the employee to pay back the cost, nor can the employer take the fee amount out of the employee’s pay. The employer must sign the application to state he or she will not seek reimbursement from the employee. However, employers may be able to require an employee to pay the fees for filing an application for their dependent spouse or child.
The process of applying for an H-1B visa involves the following steps:
USCIS will then select the H-1B petitions through the random selection lottery process until the caps have been met. If your case is approved, USCIS will send to your employer a Form I-797 Notice of Action, which simply states that your petition has been approved. Your employer will then forward the form to you. You do not need to fill anything out on Form I-797.
There are many additional documents that must be submitted to complete the H-1B visa application. Listed below is the preferred order of documents in a submission:
It is important for you and your employer to correctly submit the H-1B application to ensure that USCIS does not reject it for missing information or other concerns. You and your employer must:
H-1B Visa is Included with SimpleCitizen for Business
No, USCIS approval of your H-1B petition does not grant admission into the U.S. If your application is approved, you will have to attend an interview at a U.S. Consulate to get your H-1B visa stamped, which then means you are admitted entry into the U.S. During the interview, a Consular Officer will verify your education background, work experience, details of your U.S. employment, and any other relevant information. Upon successful completion of the interview, the Consular Officer will issue your H-1B visa.
Applicants who have been granted H-1B approval will be sent Form I-797, which confirms their H-1B status approval. This means that you are legally allowed to work for the company listed on the form. Once you have passed your U.S. Consulate interview, you will gain your H-1B visa. This visa acts a permit for you to enter the United States for a specific time limit. While you can hold multiple H-1B approvals from various companies, a visa can be stamped for only one company.
H-1B visas are usually valid for three years. USCIS can limit the duration of the visa according to the information your employer provides in the H-1B application. For example, if an employer cannot prove that the applicant is more likely than not needed for the full three year period, USCIS may issue the visa for less than three years. You may file to renew your H-1B visa for up to an additional three years.
The Ultimate H-1B Visa Guide: How to Hire International Employees
SimpleCitizen for Business
Wondering what a green card is? How long it lasts? Keep reading!
Green Card Application
Last Updated: May 8, 2024.
Wondering what a green card is? How long it lasts? Keep reading! For more information on how to fill out a green card application read, “The Ultimate Guide on How to Get a Green Card.”
Yes. You can become a United States citizen in one of two ways:
You may become a U.S. citizen when you are born to a U.S. citizen. This usually happens when you receive a U.S. birth certificate. If you are a U.S. citizen and are abroad when your child is born, a U.S. embassy or consulate may issue a Consular Report of Birth Abroad. In this case a green card is not required.
If you would like to become a U.S. citizen, you must go through a naturalization process. You will need a green card to become a U.S. citizen through naturalization. These are the steps of naturalization:
For more information read “How to Become a United States Citizen”.
A Green Card, or Permanent Resident Card, is issued as proof that you are authorized to live and work in the U.S.
You are eligible to get a green card through one of eight categories:
You may be eligible to apply for a green card based on family if you are:
The process will vary case to case. But in general, these are the steps you will need to follow:
For more information on how to apply for a Green Card, read this: “The Ultimate Guide on How to Get a Green Card.”
You can check the status of your green card application online here. This tool will also let you sign up for text message and email alerts if USCIS updates your status.
There are two types of green cards:
Note: You should apply for your renewal within 6 months of your green card’s expiration date.For more information read “How to Renew Your Green Card.”
It is not possible to renew a conditional permanent resident card. You must either file to remove your conditions 90 days before your card expires. Or lose your permanent residency.You can remove your conditions through marriage, Form I-751. Or through entrepreneurship, Form I-829.Remove the conditions from a 2-year green card here.
Fees vary depending on what type of green card you are filing for (under which eligibility). And on how much it cost you to get other requirements done. For example, photos, medical exams, and mailing costs.As of April 2024, if you are filing for an immigrant visa:
Then the filing fee for Form I-485 (the application for your green card) costs:
Optionally you can file for work and travel authorization:
The Green Card Lottery is the Diversity Immigrant Visa Program.The DV Program randomly selects up to 50,000 applicants from qualifying countries to immigrate to the US. You must apply to be in the lottery and you must be from a country that has low immigration rates into the U.S.Most winners are from outside the U.S. and must immigrate through a consulate. But a few winners are already in the U.S. and must apply through USCIS.If you live in the U.S. and win the Green Card Lottery, you must:
You will then need to file Form I-485 to get a green card.For more information on the Green Card Lottery, click here.
No.When filing for your green card you generally have 3 options:
This may be confusing and time consuming as you try to figure out what forms you need to file.
The attorney will help you file your forms. But you will also need to pay your attorney.
SimpleCitizen makes the application process easy. We'll guide you step-by-step through your entire application. You will also have the option to have your application reviewed by an attorney before you submit it.
Immigration Attorney ReviewForm I-485 | Adjustment of StatusForm I-130 | Alien PetitionForm I-131 | Travel PermitForm I-765 | Employment AuthorizationForm I-864 | Financial SponsorForm I-693 | Medical ExaminationForm G-1145 | E-Notification+ All Supporting Documents+ Printing & ShippingStart My Green Card Application
Print the PDF and fill by hand with black pen.Print PDF
Find a legal professional to complete the forms.Visit AILA.com
The Ultimate Guide to Getting a Green CardImmigration Discussion Board
This article has helpful information for obtaining a temporary work visa.
General Immigration Information
Last Updated: January 15, 2020.
Are you a founder or entrepreneur looking to work temporarily in the United States?
Or, are you an investor or venture capitalist looking to help expedite the process for an overseas employee to work temporarily in the United States?
Search no further; this article has everything you need to know about obtaining a temporary work visa.
Some of the best H-1B alternatives are the E-2 visa, E-B5 visa, and O-1 visa, as discussed further in this article.
Read: Top 6 Immigration Visas for Startups. For now…
The E-2 visa allows a citizen of any treaty country to come to the United States when investing a substantial amount of capital in a U.S. business. This means you must show at least 50% ownership of the enterprise or possession of operational control through a managerial position or other corporate position. A treaty country is one with which the U.S. maintains a treaty of commerce and navigation. You can find a list of qualifying countries here. The E-2 visa typically lasts for 2 years before you must renew it.
If you are currently in the United States with a lawful nonimmigrant status, you can file Form I-129 to request a change of status to E-2 classification. If the desired employee is currently in the United States in a lawful nonimmigrant status, the qualifying employer may file Form I-129 on the employee’s behalf.
Extensions are unlimited and granted in increments of up to two years each. All E-2 nonimmigrants, however, must maintain an intention to depart the United States when their status expires or is terminated. Additionally, if you travel abroad while on your E-2 visa, you usually will be granted an automatic two-year period of readmission when returning to the United States. It is generally not necessary to file a new Form I-129, which occurs when a petitioner files on your behalf for your ability to come to the United States, with USCIS in this situation.
It costs $460 to file the E-2 visa forms.
With an E-2 visa, you may only work in the activity for which you were approved at the time the classification was granted. However, you may also work for the treaty organization’s parent company or one of its subsidiaries as long as the:
Further, USCIS must approve any substantive change in the terms or conditions of E-2 status. A “substantive change” is any fundamental change in the employer’s basic characteristics. This could be a merger, acquisition, or major event which affects the treaty investor or employee’s previously approved relationship with the organization.
The EB-5 visa is available to investors who actively create or maintain jobs for others in the United States. It’s valid for 2 years, during which time you’ll be a conditional lawful resident. At the end of those two years, you can apply to have your conditional status removed and become a lawful permanent resident.
Read: The Ultimate Guide on How to Get a Green Card
So how exactly do you qualify for an EB-5 visa? Let’s take a look at the requirements:
In order to qualify for an EB-5 visa, you must invest in a commercial enterprise. A "commercial enterprise" is a for-profit activity that’s used to conduct business—in other words, it’s a company, business, or business venture. For an EB-5 visa, you’ll need to either:
You may also need to provide proof that you'll be involved in managing the commercial enterprise. This can be either day-to-day control or having a hand in policy formation.
Next, you’ll have to prove that your investment in the commercial enterprise creates or maintains jobs. You have the option of investing independently or through a regional center — see the next section for more information about regional centers.
If you’re investing on your own, you must prove that your investment will directly result in the creation of 10 new, full-time positions for qualifying employees. A qualifying employee is basically anybody who is authorized to work in the U.S. (not including you, your spouse, or your children). These 10 employees must be hired directly by the commercial enterprise you’re investing in.
If you’re investing in a regional center, you still have to prove that your investment will create 10 new full-time jobs. The only difference is that you can also count jobs that are indirectly created because of your investment. In other words, anyone who is hired because of your investment, even if they’re not hired directly by the commercial enterprise that you invest in, can count towards those 10 full-time jobs.
You also have the option of investing in a troubled business. A troubled business is any business that has been around for at least 2 years AND has incurred a 20% loss of net worth over the last 12 or 24 months. If you invest in a troubled business, instead of proving that you’re going to create new jobs, you can prove that you’re going to maintain the jobs that already exist. You’ll have to prove that the number of employees in the commercial enterprise won’t go down over the next 2 years.
You’ll have to invest capital in the commercial enterprise. Capital can be money, equipment, property, or anything that adds monetary value to the commercial enterprise. If you take out a loan to use in your investment, you have to use your own personal assets as collateral, not the assets of the commercial enterprise.
Normally, you have to invest at least $1 million. If you’re investing in a high unemployment or rural area, though, you’re only required to invest $500,000. A high unemployment area is any area that has an unemployment rate 150% or greater than the national average. A rural area is any area outside of a designated metropolitan statistical area or outside a city or town with a population of 20,000 or more people.
If you’re interested in applying for the EB-5 visa, you can find a company or organization to invest in on your own. However, USCIS has also identified specific areas or organizations that you can invest in, called Regional Centers. These are places or organizations in the U.S. that promote economic growth.
Remember how you need to prove that your investment resulted in the creation of 10 new jobs? The benefit to investing in a regional center this is that you can count jobs that were indirectly created because of your investment, not just those jobs that the commercial enterprise created directly.
NOTE: The fact that USCIS has identified regional centers does not mean that they endorse them or that the regional centers are guaranteed to be a good place to invest. Be sure to investigate any business or regional center that you’re considering to make sure that investing there is a financially sound decision.
There are a few steps you’ll need to take to get your EB-5 visa. Let’s take a look:
Once your Form I-485 is approved, or once you enter the U.S. with your EB-5 visa, you and your family will be granted conditional permanent residence for two years.
Start: Removal of Conditions Application
The O-1 visa is a temporary work visa for very talented nonimmigrants to come to the US. The purpose of the visit must be to further the ability for which the visa was granted.
Before the visa can be obtained, the nonimmigrants U.S. employer must file a petition. After the petition is accepted the nonimmigrant can apply for the visa at a US embassy or consulate.
The O-1 visa is for nonimmigrants who come to the U.S. who have a great ability or skill in the categories of:
OR
They, the visa beneficiary, have demonstrated their success through nationally or internationally recognized motion picture or television work.
For the skill/ ability to be recognized it must be at the very top of its field.
There are 4 types of O nonimmigrant visas.
This information will focus on the requirements for O-1 and O-2 visas only.
Most of the time, the visa petition is filed by a U.S. employer. In certain situations, a foreign employer, U.S. agent, or association of U.S. agricultural employers may file the petition.
To get an O-1 visa you, the employer, must file Form I-129.
Note: A duplicate copy of the petition and all supporting documents MUST be submitted when filing.
Required documents to include in the petition are:
O-1A:
For O-1B:
O-2:
Note: O-2 petitions must be filed with an O-1 petition.
The initial visa may last up to 3 years. It is then possible to petition for an extension of stay.
The beneficiary may be in the U.S. 10 days before and after the visa validity dates.
An extension may last up to 1 year.
To petition a request of an extension of stay, file the Form I-129 again selecting the appropriate categories. A copy of the beneficiary’s Form I-94 and a letter explaining the request must be filed with the petition.
The Form I-129 should not be filed more than 6 months before the date employment in the U.S. is to begin. But no later than 45 days before the employment date.
Processing times vary based on each case, but the beneficiary usually receives the information for their biometrics appointment after 90 days. USCIS will then continue to process the petition before they send their decision in writing.
Note: A request for more information or an interview may delay your visa.
If you are an O-1 visa holder and you want to change employers, your new employer must file a Form I-129. But only if your original employer was the one to file the I-129 before.
If an agency filed the I-129, an amended petition must be filed with evidence for the new employer and a request for an extension of stay.
TEAM WRITE BY: Mallory Matheson, Luke Saunders, Tammy Lewis
How to Prepare & Submit the Form I-693
USCIS Forms
The I-693 includes 10 parts. As the Applicant you only need to fill out Part 1 before your doctor appointment. You will also need to write your name and Alien Number (when you have one) at the top of each page of the form. This should be an 8 or 9 digit number starting with the letter A and can be found on any letters or notices you may have received from the Department of Homeland Security.To fill out Part 1 you will need:
As the Applicant you will also need to fill out Part 2. This part is where you give some contact information and sign the form. You MUST fill out this section with the civil surgeon present to witness you filling it out. Form I-693 is included in Green Card Application Builder
To find a USCIS certified surgeon:
A list of doctors in your area should appear. Select one and make an appointment by calling the number next to it.
You will be required to fill out Part 3. This includes:
As a USCIS certified civil surgeon you are required to report true and accurate results from your examination.To do this you will need to take down the information from the Applicant’s government-issued identification. You will also be responsible for witnessing that the Applicant fills out and signs Part 2.You will need to follow the most recent Department of Health and Human Services regulations and the Centers for Disease Control and Prevention guidelines. Those guidelines can be found here.You may also be asked to make referrals and file case reports. These processes can also be found in the CDC guidelines.When filling out the I-693 you will need to:
There is no filing fee for the I-693.
If you are not applying for an adjustment of status, follow the instructions given by the office requesting the medical examination.
Read to learn more about some of the supporting documentation required when filing Form I-131.
USCIS Forms
Last Updated: January 15, 2020.
You need to submit the Form I-131 when you are applying for: a Reentry Permit, a Refugee Travel Document, or an Advance Parole Document. In addition to the form, you also need to submit various supporting documents. This form I-131 checklist will help figure out which documents you need to include.
There are some basic items you will need to include when submitting the Form I-131 regardless of your situation. There are also some additional items you may need to submit based on the reason for your application (Reentry Permit, Refugee Travel Document, or Advance Parole Document).
Let's get started with the basic form I-131 checklist you need to include:

You need to attach a copy (front and back) of your Form I-551.
If you do not have your I-551 you have 2 options:
Attach a copy of the document showing your refugee (or asylee) status. This document should have been issued to you by the USCIS. It should include the expiration date of your refugee status.
If you are younger than 16 your filing fee will be $105. If you are 16 or older it will be $135.
Note: The application fee may not be required. This is true if you payed the fee and filed Form I-485 on or after 30 July 2007 and your I-485 is still pending. You must also now hold US refugee or asylee status.
The following requirements only apply for individuals who are currently in the US. You will need to attach:
If you are seeking an Advance Parole Document and you are outside the US you have a couple of options. You make file under a Family Reunification Parole policy or not.
Note: If you are filing for an Advance Parole Document, the application fee may not be required. This is true if, you payed the fee and filed Form I-485 on or after 30 July 2007 and it is still pending. You must also be returning to the US after temporary foreign travel. In this case, you may file your I-131 with your I-485. Or you can submit your I-131 later. You will then need to submit a copy of your I-797 to show you paid your I-485 fee.
Download and view in a PDF viewer.
Form I-131 is included with SimpleCitizen.
Print the PDF and fill by hand with black pen.
Find a legal professional to complete the form.
Understanding the basics of the Visa Lottery Program
General Immigration Information
Last Updated: May 12, 2020
To many hopeful immigrants around the world, the Green Card Lottery is the “golden ticket” for entry into the United States. In many ways, Green Card Lottery, officially known as the Diversity Immigrant Visa program is a cheap and straightforward way to enter the U.S. Applying is free and fewer forms are needed than for the family-sponsored or employer-sponsored visas. The application window for the 2017 fiscal year closed in November and more than 19 million hopefuls applied for the Lottery. Only 50,000 visas will be awarded. Which means, only 1 in 386 applicants will be awarded a visa. For many people, it is the best or only way to immigrate into the country. This is our comprehensive guide for getting a green card through the Green Card Lottery.
The Green Card Lottery, officially, the Diversity Immigrant Visa program is enacted in section 203(c) of the Immigration and Nationality Act and codified in title 8 section 1153 of the United States Code. President H. W. Bush signed it into law back in 1990. It came after a series of temporary diversity programs, as an attempt to broaden the range of admitted immigrants. At the time, it especially helped the Irish fleeing their country due to unrest.Although Diversity Immigrant Visa program is the official name, it is often referred to as the Diversity Visa Lottery or the Green Card Lottery, or some mixture of these terms. Immigrant visas awarded are often called diversity visas.To summarize the process, applicants apply; applicants are selected at random using a computer; selected applicants are then screened through an interview process; those that pass the screening process are awarded immigrant visas; upon entry into the U.S., they are awarded their green card.So, it is called both a visa lottery as well as Green Card lottery because winners are first given a visa which is then upgraded to a Green Card upon entry into the U.S.Officially, 55,000 visas are awarded, however, each year 5,000 goes to the NACARA program, dropping the available number down to 50,000. The Green Card Lottery is one of several peripheral immigration programs that exist outside the more common route of family or employer sponsorship.The Diversity Visa Lottery has come under some scrutiny lately and some lawmakers are even calling for it to end. Sayfullo Saipov infamously entered the country through the Diversity Lottery and then used his vehicle to slaughter innocent people in an act of terror.Read more about Trump’s bill to end the program.
A green card is an identification card carried by lawful permanent residents. They receive it when they become authorized to live and work in the U.S. on a permanent basis. Perhaps most importantly, green card holders can apply for U.S. citizenship.The Green Card lottery compresses hassle of getting a visa and then obtaining a green card into a single process. About 1 million people are granted lawful permanent residency each year, so the Lottery makes up about 5% of those receiving green cards each year.Go here for our complete guide on getting a green card.
As visa applications go, applying for the Diversity Visa Lottery straightforward. It can be broken down into four main parts
Each year, the U.S. Department of State publishes here the instructions on that year’s application process. Because the process takes a couple years, application years are given the name of the year in which their applicants will enter the U.S. So the application open in 2018 will be called DV-2020 because winners will enter the U.S. in 2020.To apply, you’ll submit your Electronic Diversity Visa Entry Form, E-DV Entry Form or DS-5501, online at dvlottery.state.gov. Applications can only be done online, only one entry is allowed per person, and submitting an application is free. Usually, the application process is only open for a limited time from October to November.The online application will ask you for basic background information including:
Married children and children who are already aged 21 or older when you submit your entry are not eligible to be included on your application.Most importantly, you must meet the three basic requirements. You must:
Not all countries are eligible for the green card lottery. Because the green card lottery is designed to admit immigrants from less common countries, countries with the highest rates of immigration are prohibited. The State Department uses a fairly complex formula to determine high-admission and low-admission countries and regions. If more than 50,000 immigrants have come from a country in the last five years, then that country will be ineligible.Areas with the fewest number of immigrants are prioritized. This equation has lately favored Africa and Eastern Europe and consistently disfavored the most populous countries. No single country may receive more than 3,500 DVs.In 2019, on the prohibited list was:
Natives from all other countries are eligible to apply. If you are from one of the prohibited countries, do not despair. Your country may be taken off the list in the future. Also, there are two other ways you might be able to qualify.
An applicant must also meet the second requirement. This can be done in one of two ways.
For this second requirement, the State Department uses the U.S. Department of Labor’s O*Net Online database to determine qualifying work experience. It requires two years of training or experience that is designated as Job Zone 4 or 5, classified in a Specific Vocational Preparation rating of 7.0 or higher.
Additionally, an applicant must be admissible to the US -- categories of inadmissibility to the US broadly include terrorism connections.Generally speaking, to be admissible, an applicant must not be inadmissible.The main categories of inadmissibility include health, criminal activity, national security, public charge, lack of labor certification, fraud and misrepresentation, prior removals, unlawful presence in the United States, and several miscellaneous categories. Sometimes, a person may apply for a waiver.
The INA requires diversity visas to be distributed “strictly in a random order.”Around May 15 each year, applicants are notified through the online portal if their applications are accepted. For the few that are selected to continue the application process, this is a happy day; for the many not selected, they hope to find better luck in the year to come.It is important to note that not all selected at this stage will ultimately be submitted. About 100,000 applicants are selected at this stage. They will be narrowed down to 50,000. Try not to get ahead of yourself by selling your house, car, or other properties, quitting your job, or making travel arrangements; don’t do any of that stuff until after you actually have your visa.To proceed in the process, selected applicants must complete the online Form DS-260 application immediately to schedule an interview appointment at the appropriate U.S. Embassy or Consulate.
The next step in the process is the in-person interview. At this point, a fee is required to continue on to the interview: $330 per person. Each family member who will accompany the applicant to the U.S. must be present.Fingerprints are recorded at the interview.An applicant must bring many things with them to the interview:
Beyond this, a long list of documents is required. For each document, you must have:
Required documents could include all applicable civil documents
Read this to understand consular processing.
At the end of the interview, the consular officer will inform you whether your visa application is approved or denied. If denied, then your passport comes back empty. If approved, your passport will be returned to you with a nice, new, beautiful visa.Time to pack your bags! You are coming to America.A diversity visa is usually valid for up to six months. So an applicant must arrive and apply for admission in the United States before the expiration date on the visa.Of course, there is one more fee. You must pay the USCIS Immigrant Fee to USCIS after you receive your immigrant visa and before you travel to the United States. Currently, it’s $220.The primary applicant must come before or at the same time as other family members with visas. At this point, your diversity visa will grant you entry to the U.S., although that entry is not 100 percent guaranteed. Any immigrant still must conform with the Customs entry requirements.If you are admitted, you will now be a lawful Permanent Resident, a green card holder. Congratulations!After you are admitted to the United States, USCIS will mail your green card to the address you provided to the State Department at the time of your immigrant visa interview or to Customs at the time you arrived in the United States.You will be allowed to work and live permanently in the United States.
If you are already in the U.S. under a lawful immigrant or nonimmigrant status and you win the green card lottery, you can apply for a change of status to receive your green card. This process is done through USCIS. Your application with USCIS must be completed by September 30 of the fiscal year the lottery pertains to.You must:
To obtain the Green Card, you must file Form I-485, change of status request. Read this tutorial.You’ll need to provide these documents:
Now that you have a Green Card, you must keep it safe and keep it in your possession at all times. It is valid for 10 years.You should renew your green card when it has 6 months left or request a new one if it was lost or stolen by filing the Form I-90You can use your Green Card to:
1400 Broadway
New York, NY 10018
1018 N 985 W #515
Orem, UT 84057
