What we know about "public charge bonds" so far.
U.S. Immigration News
When you apply for a green card, you must pass the "public charge" test. This means proving you can support yourself without government help. But what happens if immigration officers think you might need help in the future? Sometimes, they will offer you the chance to pay a "public charge bond."
Here is what you need to know about these bonds, where they come from, and why they are suddenly important in 2026.
Think of a public charge bond like a large security deposit. You pay a set amount of money to the U.S. government. By paying this money, you are making a promise: you promise that you will not rely on certain government benefits, like food stamps (SNAP) or Medicaid.
Public charge bonds might sound brand new, but they are actually a very old idea. They have been written into U.S. immigration law for over 100 years.
However, for most of modern history, the government almost never used them. For decades, if an applicant did not pass the public charge test, their green card application was simply denied. The bond option was always there on paper, but immigration officers rarely offered it to people in real life.
You might be wondering why these bonds are suddenly a big topic for Adjustment of Status (green card) applications this year.
It is because of the new rules that take effect in September 2026. Under the new rules, USCIS is looking at a much wider range of government benefits. In the past, they only cared about cash assistance. Now, they are also looking at non-cash help like housing vouchers and food stamps.
Because the test is stricter now, more applicants might have a hard time passing it on their own. To avoid denying so many people, the government seems prepared to the bond practice back. It acts as a safety net. Instead of just saying "no" to your application, an officer can offer the bond as a second chance to prove you will not rely on the government.
According to recent USCIS updates, you cannot just choose to pay a bond on your own—you must be invited. If this happens, the process looks like this:
USCIS's new financial rules for green card applicants begin in September 2026.
U.S. Immigration News
On July 20, 2026, the government announced major changes to how U.S. Citizenship and Immigration Services (USCIS) decides if an immigrant might become a "public charge." A public charge is someone who relies too much on government money or benefits to survive. The new rules begin on September 18, 2026, and they focus on making sure immigrants can support themselves financially.
The biggest takeaway from this new rule is a major increase in officer discretion—meaning immigration officers now have much more power to make their own choices about your case. This matches other big USCIS changes this year, like the May Adjustment of Status (AOS) memo and the new rule that allows officers to deny an application right away without asking you for more information (issuing an RFE or NOID). Because officers are looking at your "totality of circumstances" (your whole life situation) and can deny cases faster, you need to make sure your application is strong from the start.
Here is how officers will look at different parts of your life under the new rules.
By law, USCIS officers must look at five basic things to guess if you will need government help in the future:
Officers will look at these five things alongside other factors, like any government benefits you have used.
The September 18, 2026 start date is very important for how officers look at government benefits.
In the past, if your family members used government benefits, it didn't hurt your application. Under the new rules, it can.
If you are financially responsible for someone (like a child) and they get government help based on your low income, the officer might see that as a bad sign. The rules give a specific example about school lunches:
Because the standard application forms do not ask about your family's benefits, officers might ask you about this during an in-person interview or via a Request for Evidence (RFE).
In the past, having a sponsor sign a Form I-864 (Affidavit of Support) was a great way to strengthen your application. The sponsor was promising to support you financially.
Now, officers will look much closer to see if your sponsor is actually reliable.
If an officer thinks you might become a public charge, they now have the power to ask you for a "public charge bond" (Form I-945).
All of these changes mean immigration officers have more tools to check your finances and more power to deny your case based on financial criteria. Because they no longer have to give you a warning or ask for more evidence before denying you, it is more important than ever to provide thorough evidence in your initial application.
Understand the impact of the recent BIA decision on Advance Parole entries.
U.S. Immigration News
On August 13, 2026, the Board of Immigration Appeals (BIA) issued a major decision, Matter of Milagro Delcarmen-Lara (29 I&N Dec. 830), that fundamentally changes how the U.S. government treats travel on Advance Parole. We understand that sudden shifts in immigration policy can be incredibly stressful and confusing, especially for those who rely on Advance Parole to visit loved ones.
To help you navigate this change, we have broken down what the decision means, the historical context, and who is most likely to be impacted.
The core issue is how the government defines a "departure."
In 2012, a BIA case called Matter of Arrabally and Yerrabelly established that traveling abroad using an approved Advance Parole document did not count as a "departure" for the purposes of triggering the unlawful presence bars. For over a decade, this allowed individuals who had previously accrued unlawful presence to travel abroad on Advance Parole and return to the U.S. safely without triggering a three- or ten-year ban.
In Matter of Milagro Delcarmen-Lara, the BIA explicitly overruled Arrabally. The BIA has now ruled that traveling on Advance Parole does constitute a "departure" under the law.
This means that if a foreign national has accrued more than 180 days of unlawful presence at any point in their past, leaving the United States on Advance Parole will now trigger the 3- or 10-year bar, potentially blocking their ability to re-enter the country or adjust their status.
Important Note on Timing: The BIA stated that this decision is not retroactive. It applies only prospectively (to departures occurring on or after the date of the decision).
To understand the impact of this decision, it is helpful to first understand the three- and ten-year bars outlined in the Immigration and Nationality Act [INA 212(a)(9)(B)(i)].
Under U.S. immigration law, individuals who remain in the United States without legal authorization accrue "unlawful presence." If a foreign national accrues a certain amount of unlawful presence and then departs the United States, they are temporarily barred from returning:
While waivers for these bars exist, they are only available in limited circumstances and require demonstrating extreme hardship to a qualifying U.S. citizen or lawful permanent resident relative.
This ruling represents a massive shift in how Advance Parole functions and will significantly affect foreign nationals who have accrued over 180 days of unlawful presence.
The groups most likely to be impacted include:
Because of this ruling, holding an approved Advance Parole document does not guarantee safe travel for those with a history of unlawful presence. If you have accrued 180 days or more of unlawful presence, traveling abroad, even with an approved Advance Parole document, carries the severe risk of being barred from returning to the United States for up to a decade.
Before making any travel plans or leaving the country, it is critical that you:
SimpleCitizen, Inc. is not a law firm or a lawyer referral service. The information provided is for general informational purposes only and is not legal advice. For legal advice about your specific situation, please consult a licensed immigration attorney.
Who needs a reentry permit?
Green Card Renewals, Replacements and Removal of Conditions
For many Lawful Permanent Residents (LPRs), traveling internationally is a normal part of life. Whether you are traveling for business, studying abroad, or returning to your home country to care for a sick relative, maintaining your U.S. residency status while overseas is crucial.
If you plan to be outside the United States for an extended period, a standard Green Card may not be enough to guarantee your return. This is where a reentry permit comes in.
A reentry permit is a travel document issued by U.S. Citizenship and Immigration Services (USCIS) using Form I-131, Application for Travel Document.
When a Permanent Resident leaves the U.S. for one year or more, their Green Card can become invalid for reentry. Customs and Border Protection (CBP) officers may assume you have abandoned your permanent resident status if you take up residence in another country or stay away too long. A reentry permit acts as a formal declaration that you did not intend to abandon your U.S. residency. It allows you to apply for admission to the U.S. upon your return without the need to obtain a returning resident visa from a U.S. Embassy or Consulate.
Generally, a reentry permit issued to a lawful permanent resident is valid for two years from the date of issuance and cannot be extended.
A reentry permit is highly recommended—and often necessary—for Green Card holders in the following situations:
Navigating USCIS forms and requirements can be stressful, especially when you have important travel plans on the horizon.
SimpleCitizen can help Green Card holders file for a reentry permit. Our platform guides you through the process of filing Form I-131, making it easier to gather your supporting documents, properly prepare your application, and understand your biometrics requirements.
By using SimpleCitizen to file for your reentry permit, you can travel with peace of mind, knowing that your U.S. permanent resident status is protected while you are abroad.
Understand USCIS's new rules for gathering additional evidence from applicants.
U.S. Immigration News
If you are currently applying for a green card, visa, or other immigration benefit—or planning to apply soon—you may have seen recent news about changes to how U.S. Citizenship and Immigration Services (USCIS) handles applications.
On August 5, USCIS published a major Policy Alert updating its Policy Manual guidance on "Evidence, Requests for Evidence, and Notices of Intent to Deny."
In short, the new policy update gives USCIS officers greater authority to make decisions on applications without giving applicants an extra chance to fix missing information.
If USCIS needs more information to make a decision on a case, officers issue an RFE or a NOID. Previously, applicants g to gather and submit missing documents. Under the new guidance, that approach has shifted.
| Feature | Before the Update | After the Update |
|---|---|---|
| Response Deadlines | Officers generally followed standard 12-week deadlines when issuing RFEs. | Officers can set shorter, customized deadlines based on factors like urgency and case complexity. |
| Maximum Time Frame | Standardized response windows. | The maximum response period cannot exceed 12 weeks for an RFE (or 30 days for a NOID), but officers may give less time. |
"That sounds pretty scary. Can they do that to every application?"
It is completely natural to feel anxious when reading that officers can deny a case without asking for missing evidence first. However, understanding why USCIS made this change and when it applies helps put things in perspective.
According to USCIS, the goal of this policy update is to even the playing field. The agency wants to prevent "placeholder" or incomplete filings from clogging up the system and slowing down processing times for applicants who gathered all necessary documentation prior to submitting.
This is welcome news for SimpleCitizen users. Our system is designed to collect necessary and thorough documentation during your preparation process, and it's all checked as part of your application's review by a partner attorney.
Officers are empowered to deny a benefit request directly in specific situations, such as:
If you've followed recent immigration news, the word discretion might sound familiar. Under this updated policy, officers have broader discretion when evaluating evidence and deciding whether to issue an RFE or issue a direct decision.
Additionally, the guidance emphasizes that the burden of proof remains on the applicant to establish eligibility on the day the application is submitted. It also clarifies how officers weigh different types of evidence—noting that sworn affidavits are generally treated as secondary or tertiary support and carry less weight than primary official records (like birth certificates or government documents).
The good news: This update does not change the underlying legal eligibility requirements for green cards, visas, or work authorization.
However, it does make submitting a complete, thoroughly documented application more important than ever.
When preparing and submitting your application, remember to:
Are you using SimpleCitizen? It never hurts to triple-check things, but remember that you receive a ready-to-file application at the end of your experience.
Navigating immigration policy updates can feel like a moving target, but you don't have to do it alone. By staying informed and preparing a thorough filing from Day 1, you can put your best foot forward.
Leave the checklist to us.
Most USCIS forms ask for your USCIS number, but it can be hard to locate.
General Immigration Information
If you are filling out USCIS forms or filling out a questionnaire on SimpleCitizen, you may be asked to provide your USCIS Online Account Number. Because the USCIS portal doesn't display this number prominently on your main profile, locating it can be tricky.
Follow the simple steps below to locate your number or find out what to do if you can't access it.
Most users can find their account number embedded inside standard notices saved in their portal.
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Don't worry if you've searched your portal and still cannot locate the number.
If you are unable to find your USCIS Online Account Number, you can answer "NO" when asked if you have an online account (or leave the field blank if completing forms on paper). It is not a requirement to have a USCIS Online Account Number to complete an application.
Sign up with SimpleCitizen today!
What does it mean when USCIS rejects an application due to payment?
General Immigration Information
Submitting an application to U.S. Citizenship and Immigration Services (USCIS) requires attention to detail—especially when paying filing fees. A payment error can lead to an immediate rejection, causing unnecessary delays. Not every payment rejection can be avoided—remember, your bank and USCIS can make mistakes too!—but being prepared can reduce your risk.
When mailing paper applications, petitions, or requests to a USCIS Lockbox or Service Center, USCIS requires payment authorizations through two primary methods: Electronic Bank Transfer or Credit/Debit Card.
Note on Paper Checks & Money Orders: USCIS has generally stopped accepting checks and money orders. Applicants who face hardship (ex. you do not have access to banking services or electronic payment systems) can request to pay via a check or money order via Form G-1651 (Exemption for Paper Fee Payment).
USCIS does not attempt a second charge if your payment fails. If processing fails on the first attempt, the entire application package is rejected and returned. The most common culprits include:
Fraud protection algorithms frequently flag USCIS transactions due to the high amount or unusual merchant category. If your credit card issuer or bank blocks the transaction, USCIS marks it as a payment failure and rejects the packet immediately.
There is often a delay of several days or weeks between mailing your package and the moment USCIS attempts intake fee collection. If your bank balance drops or the transaction exceeds your account's daily limit on the processing date, the charge will fail.
Submitting Form G-1450 or G-1650 with missing information will result in immediate rejection. Common mistakes include:
USCIS enforces strict rules on combining payment types:
All USCIS electronic payments must be drawn from financial institutions based in the United States and payable in U.S. currency. Using a non-U.S. bank account or international debit card will result in rejection.
Sometimes rejections due to payment happen.
While some situations might require a more involved approach, resubmission can be fairly straightforward. It typically involves:
Interested in SimpleCitizen?
Takeaways from our 2026 webinar with guest attorney, Emily Allen.
U.S. Immigration News
The U.S. immigration landscape in 2026 is marked by high uncertainty, rapid shifts, and an increase in lower-level rulemaking like agency memos and presidential proclamations. In an informational session hosted by SimpleCitizen, guest speaker Emily Allen—a global immigration law partner and former USCIS adjudicator—shared critical insights and actionable advice for applicants navigating this challenging environment.
A major development impacting family-based immigration is a recently released Adjustment of Status (AOS) policy memo. While the memo reads harshly, it functions as a reminder to USCIS officers to actively weigh positive and negative discretionary factors when deciding whether to grant green cards within the U.S.. This policy applies to all active cases, even those filed before its release. Allen noted that certain applicant groups face heightened scrutiny under this policy:
USCIS has expanded the use of biometrics beyond traditional green card and citizenship tracks. Allen highlighted two significant changes:
Allen cautioned that overall processing times are expected to grow rather than shrink. This slowdown stems from more rigorous vetting of data points, including social media, school records, and family ties.
Additionally, USCIS is undergoing an operational shift, unwinding its previous "hub model" to transition back to a traditional service center model. This constant shuffling of case files across the country creates significant backlogs, with PERM applications being the lone exception showing faster timelines.
To protect themselves in this strict enforcement climate, Allen provided several concrete recommendations:
For conditional green card holders (I-751) facing years of delays, Allen shared a final strategic tip: if you remain married to and reside with your U.S. citizen spouse, you can apply for naturalization (N-400) at the three-year mark. USCIS will frequently pair these two applications together and adjudicate them under the faster citizenship timeline.
Watch a webinar about understanding the 2026 immigration climate
U.S. Immigration News
If you're feeling unsure about beginning your immigration application or overwhelmed by the news surrounding immigration, you're not alone! Emily Allen, a partner attorney from a leading law firm for global immigration services, joined us for this webinar in July 2026 to walk through the current immigration climate. Leveraging decades of experience, Emily covered actionable information for immigrants and loved ones navigating their immigration journey in 2026.
Read for tips on how to strengthen your AOS application in preparation for USCIS discretion
U.S. Immigration News
We want to be upfront with you: we are still waiting on official guidance from USCIS about exactly how this new memo will be put into practice. We don't have all the answers yet, and we won't pretend otherwise.
But here's what we do know, and it's actually good news:
In light of the USCIS memo on AOS applications, there are concrete things you can do right now to help put your best foot forward, whether you're preparing for an upcoming interview or getting ahead of a potential Request for Evidence (RFE).
We’ve prepared this guide, based on the USCIS Policy Manual. It’s what USCIS uses to guide their processes and make their decisions. As stated on their site, “the USCIS Policy Manual is the agency’s centralized online repository for USCIS’ immigration policies”.
Specifically, we followed the details and framework outlined in Volume 7 - Adjustment of Status, Part A - Adjustment of Status Policies and Procedures, Chapter 10 - Legal Analysis and Use of Discretion. If you’d like further reading, please feel free to review it yourself here.
We have done our best to walk you through how this policy might be implemented when it comes to your Adjustment of Status application and interview.
SimpleCitizen, Inc. is not a law firm or lawyer referral service. The services and information provided are not legal advice and do not substitute the same level of advice, opinion, guidance or recommendation that a licensed immigration attorney can provide. SimpleCitizen is not affiliated with USCIS.
When USCIS says an approval is "discretionary," it means the officer reviewing your case has the authority to make a judgment call. They aren't just checking a list of boxes. They're looking at the full picture of who you are and what your life looks like here in the United States.
Think of it like this: the officer is using a weighing scale. On one side are the things that support your case: your family, your job, your years living here, your record. On the other side are things that may raise concerns. The officer's job is to look at both sides and ask:
"Is approving this application in the best interest of the United States?"
The key thing to understand: you have real power to influence that scale.
The stronger and more clearly documented your positive factors are, the better your chances of a favorable outcome.
These are the parts of your life and history that work in your favor. USCIS officers are required to consider them. Here are some of the most important ones, with examples of what they actually look like:
These are things that may raise concerns for an officer. We're sharing these not to alarm you, but because being honest with yourself and your case team is the most important thing you can do right now.
If any of these apply to your situation, please do not panic; instead, talk to an immigration attorney as soon as possible. Many of these factors can be addressed, contextualized, or offset by strong positive factors. An attorney can help you understand your specific situation and how to strengthen your application to give you the best chance at success possible
Here's the most concrete thing you can do today, before we even know the full details of how USCIS will implement this policy:
Start building your personal "discretion file."
This is a list of the positive factors that apply to your life, written in your own words, with supporting documents attached. Think of it like preparing the best possible argument for why you deserve to be here. Because you do.
Here's how to start:
Examples of helpful documents:
We want to be clear: while we await official guidance from USCIS, we don't yet know exactly how USCIS officers will apply this policy in practice. What we've shared here is based on the official USCIS Policy Manual and the guidance that has always governed the exercise of discretion in Adjustment of Status cases. The new memo brings this framework into sharper focus. It doesn't replace it.
More detailed guidance from USCIS is expected in the coming weeks. As soon as we have it, we'll share it here and reach out to customers whose cases may be most directly affected.
In the meantime, starting your list costs you nothing and could make a real difference. We're here to help you every step of the way.
And, as always, we're happy you're here.
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