SimpleCitizen adds Payment Integration with Klarna

You asked and we listened! SimpleCitizen has recently released an exciting new integration that allows customers to “Buy Now, Pay Later” using Klarna. Klarna is a third-party provider that allows customers to make purchases and then pay them back using a variety of payment plans. 

How it Works

Signing up for Klarna is easy and can be done in just a few short steps. If you select Klarna as your payment method at your SimpleCitizen checkout, you will be directed to their website to set up the ability to pay for your SimpleCitizen application in installments. Klarna has different payment plans with interest rates based on your credit profile and the payment plan you select. Please note that SimpleCitizen’s Klarna integration cannot be used to pay for any USCIS filing fees at this time. Rather, it can only be used for SimpleCitizen’s application preparation services. 

Who can Use It

In order to use their services, Klarna requires that the account holder meet the following requirements:

1. Be a resident of the United States or its territories
2. Have a valid bank card/ bank account
3. Be at least 18 years of age
4. Have a positive credit history
5. Be able to receive verification codes by text

The ability to use Klarna is dictated exclusively by Klarna’s eligibility criteria. It may require a soft credit check (conducted by Klarna), depending on which payment plan you want to use. You can learn more about Klarna’s eligibility criteria here.

Payment Options 

Klarna offers four different payment plans which offer incredible flexibility to consumers:

1. Pay in Full at Checkout

2. Four interest-free installments paid automatically every 2 weeks 

3. Pay in up to 30 days

4. Pay over time with small monthly payments

All Klarna payments and payment plans can be managed in the Klarna app. 

Other Great Klarna Features: 

In addition to flexible payment options, Klarna has many other great features that can help make life easier! These include, but are not limited to: 

1. Easy checkout
2. Buyer Protection
3. Extensive retail partnerships
4. User-friendly app

Things to Remember: 

As a friendly reminder, Klarna is a third-party service and is separate from SimpleCitizen. Financing terms are offered by Klarna and it's banking partners. Any questions regarding their account services, eligibility, payment plans, making the payments, etc. should be addressed via their customer service team.